The Mundelein Fire Department has earned a Class 2 rating by the Insurance Services Office (ISO)—the second highest possible rating for fire protection services. This Public Protection Classification (PPC) program places Mundelein’s Fire Department (MFD) in the top 4% of all fire departments throughout the U.S. The department’s new rating, which is an improvement from its previous Class 3 designation, will take effect on May 1, 2019.
The review was conducted by ISO staff and included site visits, records examination, and observation. It also considered an analysis of the structural fire suppression delivery system of the Mundelein community.
4 major areas were evaluated:
- Emergency Communications
- Water Supply
- Fire Department assessment including: fire service personnel and training
- Community Risk Reduction
The scale of a PPC rating ranges from 1-10, with Class 1 being the highest rating. According to Fire Chief Bill Lark, the MFD’s Class 2 PPC rating, improved from Class 3, is the direct result of the hard work and collaboration of many Village of Mundelein Departments and staff, including members of the fire department, public works water department, and the police department telecommunications center.
“Improving our community’s ISO classification required resources and hard work. To achieve this goal, we had to make important decisions about priorities and budgets. I am extremely happy and proud of this accomplishment. Moving up from a Class 3 to a Class 2 is extremely significant. This isn’t just a fire department rating, it’s a community rating. I want to thank and acknowledge everyone involved in the process. Without this group effort, we would not have achieved this goal,” Chief Lark said.
The enhanced score works to ensure lower insurance costs for property owners within the Village of Mundelein. ISO collects and evaluates fire suppression capabilities in over 48,000 communities in the United States. ISO notes that most insurers use the PPC classification for underwriting and calculating premiums on residential, commercial, and industrial properties.
The PPC score is a measure of the community’s overall ability to reduce property losses due to fires. In general, the price of fire insurance in a community with a good PPC is substantially lower than in a community with a poor PPC, assuming all other factors are equal.
“Congratulations are in order to Chief Bill Lark, his leadership team, and our entire Mundelein Fire Department. Achieving an even better ISO rating is a great accomplishment that should mean better homeowner insurance rates for all of us. We should all be very proud,” said Steve Lentz, Mayor.
“As improvements are made to the infrastructure in the community and to the fire department, a positive effect should be to lower the department’s ISO fire class rating. This lower rating places Mundelein in a favorable light with residents and with economic developers who factor these ratings into their decision making regarding where they plan their next projects. I applaud everyone who played a role in this accomplishment,” said Bill Rekus, Trustee.
The components of the ISO rating are all indicators to the economic developer as to whether the community they are evaluating is in a progressive or recessive mode:
- Water supply
- Fire service personnel and training
- Age and condition of fire apparatus
- Automatic and mutual aid agreements
- Community risk reduction
By classifying communities’ ability to suppress fires, ISO helps community officials evaluate their public fire suppression services. The PPC program provides an objective, nationwide standard that helps fire departments in planning and budgeting for facilities, equipment, and training.